It is a good idea for all clients to have travel insurance whether you are traveling on your own or joining one of our Zelement Trips. Read the terms and conditions of the policy to know what it covers. Check that the policy you purchase covers adequate personal accident, medical, evacuation and repatriation expenses, as well as cancellation, curtailment, loss of effects and all other expenses that might arise as a result of loss, damage, injury, delay or inconvenience occurring during your trip. We have been thankful to have World Nomads Insurance on all our travels. They have been easy to work with each time we made a claim.

• You can purchase travel insurance from our affiliate link http://www.worldnomads.com